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JCS Loans

Loyalty Loan

  • A member must be a member for at least 20 years.
  • A member shall be eligible the loyalty loan once in a lifetime only.
  • Interest FREE Repayment Maximum Loan amount up to RM 7,000 or 90% of subscription credit, whichever is less
  • However, the borrowing member may borrow a sum up to a maximum sum of RM7,000.00, provided the sum borrowed is fully secured by the subscription and other amount of credit in the Special Deposit (Member) Account of the borrower and that of one or more sureties who are members of Koperasi Jaffnese Berhad.
  • Repayment Period : maximum period is 36 months.
  • Processing Fee : RM 10.
  • A member who had taken the pilgrimage loan previously is not eligible to apply for the loyalty loan.