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JCS Loans

Credit Loan

  • A member has to be a member for at least 6 months.
  • A minimum of RM10 subscription a month is required during the loan period
  • NO Surety / Guarantors or Collateral required.
  • Interest rate is 5% per annum (monthly rest).
  • Maximum Loan amount up to 90% of subscription credit.
  • Repayment Period : 12 - 72 months.
  • Processing Fee : RM 10.
LOAN AMOUNT 12 MONTHS 24 MONTHS 36 MONTHS 48 MONTHS 60 MONTHS 72 MONTHS
RM 1,000.00 86 44 30 N/A N/A N/A
RM 2,000.00 171 88 60 N/A N/A N/A
RM 3,000.00 257 132 90 N/A N/A N/A
RM 4,000.00 342 175 120 N/A N/A N/A
RM 5,000.00 428 219 150 N/A N/A N/A
RM 6,000.00 514 263 180 138 N/A N/A
RM 7,000.00 600 307 210 161 N/A N/A
RM 8,000.00 685 351 240 184 N/A N/A
RM 9,000.00 770 395 270 207 N/A N/A
RM10,000.00 856 439 300 230 N/A N/A
RM15,000.00 1,284 658 450 345 N/A N/A
RM20,000.00 1,712 877 600 461 N/A N/A
RM25,000.00 2,140 1,097 749 576 N/A N/A
RM30,000.00 2,568 1,316 900 691 566 N/A
RM35,000.00 2,996 1,536 1,049 806 660 564
RM40,000.00 3,424 1,755 1,199 921 755 644
RM45,000.00 3,852 1,974 1,349 1,036 849 725
RM50,000.00 4,280 2,194 1,499 1,151 944 805