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JCS Loans

Credit Loan

  • A member has to be a member for at least 6 months.
  • A minimum of RM10 subscription a month is required during the loan period
  • NO Surety / Guarantors or Collateral required.
  • Interest rate is 4.8% per annum (monthly rest).
  • Maximum Loan amount up to 90% of subscription credit.
  • Repayment Period : 12 - 72 months.
  • Processing Fee : RM 10.